40 North Finances
Personal Finance Blog
Practical advice for those retiring early and enjoying their newfound freedom. These articles shares real-world tips for staying active, finding purpose, and embracing life without a full-time job. Ideal for anyone over 40 exploring early retirement.
My friend James sat across from me in a coffee shop in Bangkok and said something I’ll never forget: “I bought a retirement home and now I regret it.” This wasn’t some reckless person who made a quick decision. James spent two whole years planning his dream retirement home in Florida—complete with palm trees, ocean views, and …
Feeling anxious about retirement? You’re not alone. If you’ve been losing sleep over retirement calculators, reading scary headlines about needing millions to retire, or staying at your job longer than you wanted “just to be safe,” this post is for you. Here’s the truth most financial experts won’t tell you: retirement isn’t about having every …
Planning for retirement can feel overwhelming, especially when you’re trying to avoid common mistakes. After retiring at 39, I realized that some missteps delayed my journey, while others kept me from achieving my goals sooner. Today, I’m sharing the biggest blunders I made so you can sidestep them on your own path to financial freedom. …
Turning 40 was a bit of a wake-up call for me. It’s like life quietly said, “Hey, it’s time to stop sweating the small stuff and start living for real.” So, I took a hard look at my habits and decided to make some changes. Here are six things I don’t do anymore after 40, …
Retirement is often seen as a time to relax and enjoy the fruits of our labor, but the reality can be quite different if we don’t make a conscious effort to simplify our lives. I’ve learned that minimalism doesn’t mean depriving yourself. Instead, it’s about finding joy in simplicity and focusing on what truly matters. …
Most of us spend our lives worrying about things that, in the grand scheme, just don’t matter. As someone who’s been enjoying an early retirement for several years, I can tell you—freedom comes when you stop giving a damn about certain things. Here are five things you need to stop caring about if you want …
Have you ever been blindsided by life? At 31, I was laid off from a stable corporate job in the automotive industry. At the time, it felt like a huge setback. But looking back now, it turned out to be the best thing that ever happened to me. That layoff set me on a journey …
You might be wondering if $1 million is really enough to retire early. Maybe you’ve heard you should wait until you’re 65 or even later to quit working. But let us tell you something—we retired early with $1 million, and we’re living our best life. The real mistake? Most people wait too long to retire, …
Hey friends, it’s Jason. I’ve been doing a lot of reflecting recently, especially in light of testing positive for “the virus”. I was reflecting on the pandemic and how many people passed away. It’s a sobering reminder that life is short, and we never really know how much time we have left. That’s why today …
Have you ever wondered what older retirees regret the most? I was curious too, so I spoke with several retirees in their 70s and 80s to find out their retirement regrets. It turns out that many of them share the same five regrets, and unfortunately, by the time they realize it, it’s too late to …
Have you heard Suze Orman’s retirement advice? She’s claiming you need a whopping $10 million to retire comfortably. But here’s the thing – that’s complete nonsense, and I’m going to prove it to you. If you’re feeling overwhelmed by those astronomical retirement numbers financial gurus throw around, you’re not alone. The truth is, you can …
Imagine this: you’re in your forties or fifties, and your investments have grown to a cool $1 million. You’re not just daydreaming; you’re living life on your own terms. Sounds like a fantasy, doesn’t it? Well, it’s not a fantasy for us. We’re Jason and Daravy, a married couple who hit the early retirement jackpot …
Disclaimer: The information provided on this blog is for informational purposes only and should not be construed as financial advice. We are not financial advisors, and any decisions you make based on the information provided are at your own risk. Before making any financial decisions, it is recommended that you consult with a qualified financial advisor. We do not guarantee the accuracy, completeness, or suitability of the information provided and are not liable for any errors or omissions.
Copyright © 2026 40 North Media · All Rights Reserved · And Our Sitemap · All Logos & Trademark Belongs To Their Respective Owners.
