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40 North Finances

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Get FIREd! Travel More.

Join us in embracing FIRE (Financial Independence Retire Early): Save, invest, travel.

Achieve financial freedom, retire early, and live your dream adventures.

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Join us and get your FREE guide: β€˜The FIRE Starter Guide: How to Achieve Financial Independence and See the World.’ Plus, receive exclusive money-saving tips in your inbox!

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Latest From The Blog

Bought a Retirement Home

I Bought a Retirement Home and Now Regret It

My friend James sat across from me in a coffee shop in Bangkok and said something I’ll never forget: “I bought a retirement home and now I …

Read moreI Bought a Retirement Home and Now Regret It
afraid to retire

5 Reasons Why You’re More Ready for Retirement Than You Think

Feeling anxious about retirement? You’re not alone. If you’ve been losing sleep over retirement calculators, reading scary headlines about …

Read more5 Reasons Why You’re More Ready for Retirement Than You Think
How I Became A Millionaire With A Low Income (2)

From $120/Month to Financial Freedom: My Journey and How You Can Do It Too

Hey friends! Ever wonder how someone can go from earning a mere $120 a month to achieving financial freedom? Well, that was me. I’m Daravy, and in …

Read moreFrom $120/Month to Financial Freedom: My Journey and How You Can Do It Too
How I Paid Off My Mortgage Early

How I Paid Off My Mortgage Early

When I first bought my home, a 30-year mortgage seemed like a long road ahead. But with a clear plan and financial discipline, I paid it off in just …

Read moreHow I Paid Off My Mortgage Early
13 Retirement Mistakes to avoid

13 Retirement Mistakes To Avoid

Planning for retirement can feel overwhelming, especially when you’re trying to avoid common mistakes. After retiring at 39, I realized that …

Read more13 Retirement Mistakes To Avoid
6 Things I Don't Do Anymore After 40

6 Things I Don’t Do Anymore After 40

Turning 40 was a bit of a wake-up call for me. It’s like life quietly said, β€œHey, it’s time to stop sweating the small stuff and start living for …

Read more6 Things I Don’t Do Anymore After 40
9 Tips to Have a Minimal, Yet Full Retirement

9 Tips to Have a Minimal, Yet Full Retirement

Retirement is often seen as a time to relax and enjoy the fruits of our labor, but the reality can be quite different if we don’t make a …

Read more9 Tips to Have a Minimal, Yet Full Retirement
5 Things To Stop Caring About For A Happy Retirement

5 Things You Should Stop Caring About for a Happier Retirement

Most of us spend our lives worrying about things that, in the grand scheme, just don’t matter. As someone who’s been enjoying an early retirement for …

Read more5 Things You Should Stop Caring About for a Happier Retirement

ETF vs. Index Funds: Which is Better for FIRE Investing?

You know how people can get fired up over whether Coke or Pepsi is better? Well, that’s basically what’s going on with ETFs vs. index funds. Some …

Read moreETF vs. Index Funds: Which is Better for FIRE Investing?

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About 40 North Finances

jason and daravy in Saigon
Saigon, Vietnam

Welcome! We’re Jason and Daravy, an American-Cambodian duo who ditched the grind and retired early for a life of adventure. πŸ‡ΊπŸ‡Έ+πŸ‡°πŸ‡­

Now, both north of 40, we’re 40 North Finances.😎

Driven by a commitment to financial freedom, we diligently seek out effective strategies and insights to support your financial journey.

Cambodia
Singapore
Thailand

Join us as we share tips to save intelligently, manage finances wisely, and pave the way to financial independence.

Our mission? To provide you with the knowledge and resources needed to navigate the financial landscape confidently, empowering you to achieve your goals and secure your financial future.

Learn more about us >>

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Disclaimer: The information provided on this blog is for informational purposes only and should not be construed as financial advice. We are not financial advisors, and any decisions you make based on the information provided are at your own risk. Before making any financial decisions, it is recommended that you consult with a qualified financial advisor. We do not guarantee the accuracy, completeness, or suitability of the information provided and are not liable for any errors or omissions.

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