last updated: August 2, 2024
Who we are
Our business name is 40 North Media. Our website address is: https://www.40northfinances.com.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
We may share your data with Brevo, a third-party service provider, for the purpose of email collection and management. Brevo assists us in collecting and storing email addresses provided by users for newsletter subscriptions or other communication purposes. Brevo is committed to protecting the privacy and security of your data in accordance with their own privacy policy.
Payment Processing
We use SureCart to process payments for our products and services. By using SureCart, you agree to SureCart’s Terms of Service and Privacy Policy. When you make a purchase, we collect certain information about you as necessary to process your order. This may include your name, email address, shipping address, billing address, payment information, and details of the products you purchase.
PayPal and Stripe
For processing payments, we use PayPal and Stripe. These third-party payment processors handle all the steps in the payment process through their systems, including data collection and data processing. Your data will be handled according to their privacy policies:
Additional Information for Payment Processing
When you make a purchase through our website using SureCart, PayPal, or Stripe, your payment information is processed securely. We do not store your payment card details. Payment transactions are handled by the respective payment processor, which adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council. This ensures that your payment information is handled securely.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.
Your data collected through Brevo may be sent to and stored on servers or systems operated by Brevo or its authorized third-party service providers. These servers or systems may be located in various geographical regions, including countries outside your own. By providing your information to us, you acknowledge and consent to the transfer, storage, and processing of your data in these locations.
